It could be that you feel all eyes are on you at this time and you’re fearful of doing or saying something wrong. Naked dreams are common when we feel under pressure to perform: at an interview, in a test or giving a presentation. Look to your dream surroundings for clues as to which area of your life this is pointing to. Also notice how others look at you. If they fail to notice your nudity, then this suggests your fears are unfounded and you are letting them take over rather than focusing on the task in hand.
Naked dreams can be extremely liberating, particularly if you feel confident without clothes! This suggests that you are happy in your own skin and feel able to reveal who you really are to the world.